Financial Reviews

Hello there! I’m Karoline and I’m one of the Investments and Pensions Advisers here at 2mtrust and I help people plan for their retirement and invest their money appropriately.

One of the most frequent questions I’m asked is: “Why is a financial review so important?”

Well, an annual review with your financial adviser helps you –

✔️ Keep your financial goals and ambitions in focus
✔️ Check your money is in the right place
✔️ Make sure you’re using all your tax allowances appropriately
✔️ Stay in control and understand your finances better

Because investment returns can go up and down over time - part of my role is to produce annual investment reports for our clients. Not only do these help you keep track of your pensions and investments - I find them super satisfying and interesting to do too!

Whether you are wanting to invest long-term for your retirement, a future income stream, or perhaps support your children as they move into adulthood, we look at the bigger picture to find the right solution for each individual client’s needs.

I love helping clients make the most of their money and annual reviews are a great way of ensuring we're monitoring the progress of your investments, discussing your financial goals and making any adjustments needed as your circumstances change over time.

I joined the support team at 2mtrust in August 2020 and qualified as a licensed Financial Adviser in March 2022. I live in Gosforth, Newcastle upon Tyne with my son Kallum, 2 slightly hyperactive cats called Charlie and Nyssa, as well as Shadow the mischievous Cavapoo – who you may have spotted in some of the 2mtrust social photos. We do love a good walk on the beach!

Outside of work, I am a Families Worker at Mothers' Union supporting families within the local community and a trustee of Northumbria Deaf Church, which works to provide services that are accessible to all.

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The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen

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Approved by The Openwork Partnership on 13/06/2023
Reapproved by The Openwork Partnership on 15/04/2024