Liz Harris joined 2mtrust in 2022 as a Paraplanner. Working closely to support our Financial Advisers, Liz is a caring and encouraging member of the team, with a heart to deliver excellent customer service.

If you know Liz, when she’s not in work-mode you know she’s a very adventurous person who loves to explore outdoors and be submerged in nature – the more trees or open water the better!

We asked Liz a few questions so you can get to know here a little better. This is what Liz had to say -

1. What did you do for a job before coming to work with 2mtrust?

I worked for Kirklees council as a call operator with Council tax, Housing repairs, payment line

I always made sure I sorted the problem out on the call. Making 60 calls a day

Previous to this I had my own business providing green screen souvenir photos for National Coal Mining museum

2. What do you like to do outside of work?

How long do you have?! I have two allotments, play tennis, Badminton, love wild water swimming, walking in nature, pastel art (I actually sell some of my art online) and I’m even thinking about getting an ice bath.

Liz Harris - 2mtrust Paraplanner

3. What has been your favourite holiday so far?

Anywhere in the Lakes, where I’m planning the whole day

4. What is your favourite meal of the day?

Breakfast – Yoghurt cinnamon, nuts, rhubarb chutney (From the allotment)

Although Puddings are a massive hit, sadly I can’t consume those daily!

But sticky toffee pudding and date crumb, huge jug of custard is top spot

After dinner – Cheese and crackers

5. What are your favourite colours?

Greens & blues

6. What is your favourite season and why?

Late Autumn – colours of the trees, first frost, misty vistas low sun, cloud inversions, currently love chasing Auroras

7. What is your favourite film, tv show or book and why?

Mclouds Daughters

Hamish Mcbeth

Shetland

Bergerac

I love 80s programmes

8. What advice would you give your teenage self?

Whatever comes in to your head just do it

9. Do you have a life/family motto?

“An hour of planning can save you 10 hours of doing”

“We have sunset resets – to restart your day”

“I love woods & trees – Forests are for rests”

10. What is (or what would be) your karaoke song?

Anything soft Rock from the 80s - Journey “Don’t stop believing”

So, did you learn something new about Liz Harris?

Liz settled into the 2mtrust team and currently works primarily supporting Financial Advisers Colin Blois and Dan Cassidy with their clients’ financial planning.

“Liz has been a client of 2mtrust for over 20 years. When we were looking for a new member in our support team we knew Liz had won awards for delivering outstanding customer service. And we were delighted when she agreed to join us!” – Mark Townson, Practice Principal

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

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Approved by The Openwork Partnership on 27/12/2023

Catherine Bockett joined the 2mtrust team in 2022 and is a licensed Financial Adviser. With a passion to be approachable and give easy-to-understand advice, Catherine quickly picked up the heart of 2mtrust and is keen to educate and advise generations of families with their financial planning.

However, there’s much more to Catherine than mortgage rates and protection policies! With a grown family of her own, years of travelling experiences and many adventure stories to tell, we asked her a few questions so you can get to know her a little better.

Here’s what Catherine had to say -

1. What did you do for a job before coming to work with 2mtrust?

I have been self-employed for 20 years, working from home as a proof reader, transcriber and administrator. So at 2mtrust I am comfortable working by video calls – but love to also meet up with clients face to face

2mtrust - Catherine Bockett - Financial Adviser

2. What do you like to do outside of work?

I row on the River Tyne; I like the cinema and theatre; I spend time with my family, enjoying meals or out walking

3. What has been your favourite holiday so far?

I love family holidays of any variety, home or abroad, but I also had a memorable holiday 30 years ago when I returned as an adult to my childhood home in Uganda, and had the chance to relive memories.

4. Do you speak any other languages?

I studied French and Spanish at university, so can just about get by with those!

I love languages, so when working abroad in the past I have taken time to learn local languages including Nepali, Sinhala and Pidgin English.

Catherine Bockett - walking

5. What is your favourite film, tv show or book and why?

I love the book ‘Flowers for Mrs Harris’ by Paul Gallico, which came out as a film last year – Mrs Harris goes to Paris. It’s a gentle story set in London and Paris post-WW2, which restores your faith in human nature.

6. What is your favourite meal of the day?

It would have to be our evening meal. It’s the only one where everyone gets together round the table.

7. Do you have any pets?

We have a miniature Schnauzer called Griffin, who is much loved by the whole family. I’m the dog walker five days out of seven!

8. Do you have a life/family motto?

‘Don’t take any wooden nickels’ - quite appropriate for someone giving financial advice!

9. What advice would you give your teenage self?

Always be curious – there is so much to learn beyond what is immediately around us.

10. What is (or what would be) your karaoke song?

I’ve never participated in Karaoke, but I think it would have to be an Abba song, maybe ‘Waterloo’.

So, did you learn something new about Catherine Bockett?

We think Catherine has fit right in at 2mtrust and we look forward to seeing her grow even more as she continues to care for her clients.

“Catherine brings a wealth of experience to her role and she is committed to helping others and finding the very best solutions for people's financial needs” – Mark Townson, Practice Principal

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

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Approved by The Openwork Partnership on 27/12/2023

2mtrust are a Chartered Financial Planning Practice

2mtrust Team Photo 2023 - Financial Services Practice - Part of The Openwork Partnership

ADVISING FAMILIES

2mtrust are a Financial Services Practice - advising families across the UK on all aspects of financial planning

It is normal for us to advise multiple generations of the same family as each age group has different needs

Our clients regularly recommend that both their parents and their children should use us for their own financial planning advice

OUR WORK FAMILY

We have a strong team of licensed Financial Advisers

We couldn’t give the advice we give if we didn’t have a great support team giving us the administrative help that we need

Our Paraplanners are the people who work alongside our Financial Planners

We regard our whole team of people as our “work family” – every member of our work family is needed to perform their role in order that we can deliver our overall client service

We look after and we look out for each other on a day by day basis and treat each as brothers and sisters – creating a family atmosphere at work is important in ensuring that everyone feels that their contribution is not only needed – but appreciated and valued

2mtrust FINANCIAL ADVISERS

Our Financial Advisers enjoy working closely with our clients – we need to understand a lot of practical details – but we also work to ensure we understand their goals and desires – we need to know how their family interact and their dreams and ambitions

We cannot always achieve everything that our clients would like to achieve – but we are often able to turn a client’s top priority into reality – our advisers have the knowledge about what is possible – and then have the determination to make it happen

Sometimes our clients want to buy a dream home – our Advisers always try everything possible to make it happen

Sometimes our clients want to be able to retire – our Advisers always try to re-position their finances to make it happen

Because financial advice is an intimate professional relationship we work together with clients over many years with all of life’s ups and downs – we feel privileged when we are involved in helping a client coping with loss or celebrating success

When our clients experience financial difficulties – they turn to us for advice

When our clients experience financial opportunity – they turn to us for advice

Our client meetings are a mixture of meeting in person and video meetings – we always seek to deliver a personal service in a way that is relevant and effective – as well as considering sustainability

2mtrust PARAPLANNERS

Our Paraplanners are usually behind the scenes - working hard to deliver on the advice and proposals given by the Advisers. Working directly alongside the Advisers, they have the mammoth tasks of the on-going chasing of product providers, data collection, documentation and ongoing communication with clients to ensure everyone is up-to-speed and cared for. If you have a question about your case, the Paraplanners can usually answer it. They know their stuff too!

2mtrust SUPPORT TEAM

The rest of the support team help with vital operations to keep everything running smoothly

We’ve gone Digital!

In 2020 we closed our offices and moved to working from home and working on-line – our team are in daily meetings with each other on a virtual basis – we are no longer geographically confined to one area of the UK but our team are spread across England and Scotland as remote working is normal

More of our team have been able to adapt their work-life balance to suit their families much better

2mtrust Team Photo - PFS Conference 2023

FAMILY TIME

Working from home has been great for us but we still love to meet together. That’s why we organise in-person meetings or socials from month to month. You may have seen pictures from our business meetings and socials on our Facebook and LinkedIn pages. We enjoy our time together.

Mark Townson started 2mtrust on his own in 1992 – now we have a whole team of lovely people who make up our work family and we advise thousands of clients around the country

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED

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Approved by The Openwork Partnership on 13/12/2023

Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage, lender conveyancer and even removal company for you.

We’ve put together some ideas to try and take away some of the stress and confusion and give you confidence to move through the home buying process as smoothly as possible.

Get the right advice

Of course, we’re going to say that - it’s what we do! We’ll review your circumstances and look at your income, debt, day-to-day outgoings, employment and the size of your deposit, to assess what you can afford to borrow now and in the future. We’ll talk you through the types of mortgages we think are right for you and the lenders who offer them.

Save as much as possible

Buying a house is going to be expensive so it’s important to save, save, save to get yourself in the best position possible. Some lenders will accept a minimum deposit of 5% of the cost of the house you’re buying but aim higher. The bigger your deposit, the smaller the mortgage (and monthly mortgage payments) making you more attractive to a lender.

Compromise

We can all admit that it is easy to get a little carried away when looking for our ‘dream’ home, but sometimes buying your first house is all about compromise. Deciding what you’re prepared to compromise on is an essential step when considering your first home. Whether it’s the luxury of having extra bedrooms or a bigger garden, it’s unlikely that you’re going to get everything you want at a price you can afford.

Know your budget

Your hard-saved deposit and monthly mortgage repayments aren’t the only expenses you need to be mindful of when buying your first home:

Talk to us and we can help with practical financial advice on your first and future home purchases.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Approved by The Openwork Partnership on 16/03/2023.

When using key takeaways and social media text posts on their own, you need to ensure you include the mortgage warning, otherwise your post will not be compliant.

Key takeaways:

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2mtrust is part of The Openwork Partnership. This blog was written exclusively for Partner Firms of The Openwork Partnership - sourced via Smart Hub