2mtrust are a Chartered Financial Planning Practice

2mtrust Team Photo 2023 - Financial Services Practice - Part of The Openwork Partnership

ADVISING FAMILIES

2mtrust are a Financial Services Practice - advising families across the UK on all aspects of financial planning

It is normal for us to advise multiple generations of the same family as each age group has different needs

Our clients regularly recommend that both their parents and their children should use us for their own financial planning advice

OUR WORK FAMILY

We have a strong team of licensed Financial Advisers

We couldn’t give the advice we give if we didn’t have a great support team giving us the administrative help that we need

Our Paraplanners are the people who work alongside our Financial Planners

We regard our whole team of people as our “work family” – every member of our work family is needed to perform their role in order that we can deliver our overall client service

We look after and we look out for each other on a day by day basis and treat each as brothers and sisters – creating a family atmosphere at work is important in ensuring that everyone feels that their contribution is not only needed – but appreciated and valued

2mtrust FINANCIAL ADVISERS

Our Financial Advisers enjoy working closely with our clients – we need to understand a lot of practical details – but we also work to ensure we understand their goals and desires – we need to know how their family interact and their dreams and ambitions

We cannot always achieve everything that our clients would like to achieve – but we are often able to turn a client’s top priority into reality – our advisers have the knowledge about what is possible – and then have the determination to make it happen

Sometimes our clients want to buy a dream home – our Advisers always try everything possible to make it happen

Sometimes our clients want to be able to retire – our Advisers always try to re-position their finances to make it happen

Because financial advice is an intimate professional relationship we work together with clients over many years with all of life’s ups and downs – we feel privileged when we are involved in helping a client coping with loss or celebrating success

When our clients experience financial difficulties – they turn to us for advice

When our clients experience financial opportunity – they turn to us for advice

Our client meetings are a mixture of meeting in person and video meetings – we always seek to deliver a personal service in a way that is relevant and effective – as well as considering sustainability

2mtrust PARAPLANNERS

Our Paraplanners are usually behind the scenes - working hard to deliver on the advice and proposals given by the Advisers. Working directly alongside the Advisers, they have the mammoth tasks of the on-going chasing of product providers, data collection, documentation and ongoing communication with clients to ensure everyone is up-to-speed and cared for. If you have a question about your case, the Paraplanners can usually answer it. They know their stuff too!

2mtrust SUPPORT TEAM

The rest of the support team help with vital operations to keep everything running smoothly

We’ve gone Digital!

In 2020 we closed our offices and moved to working from home and working on-line – our team are in daily meetings with each other on a virtual basis – we are no longer geographically confined to one area of the UK but our team are spread across England and Scotland as remote working is normal

More of our team have been able to adapt their work-life balance to suit their families much better

2mtrust Team Photo - PFS Conference 2023

FAMILY TIME

Working from home has been great for us but we still love to meet together. That’s why we organise in-person meetings or socials from month to month. You may have seen pictures from our business meetings and socials on our Facebook and LinkedIn pages. We enjoy our time together.

Mark Townson started 2mtrust on his own in 1992 – now we have a whole team of lovely people who make up our work family and we advise thousands of clients around the country

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED

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Approved by The Openwork Partnership on 13/12/2023

Hello there! I’m Karoline and I’m one of the Investments and Pensions Advisers here at 2mtrust and I help people plan for their retirement and invest their money appropriately.

One of the most frequent questions I’m asked is: “Why is a financial review so important?”

Well, an annual review with your financial adviser helps you –

✔️Keep your financial goals and ambitions in focus
✔️ Check your money is in the right place
✔️ Make sure you’re using all your tax allowances appropriately
✔️ Stay in control and understand your finances better

Because investment returns can go up and down over time - part of my role is to produce annual investment reports for our clients. Not only do these help you keep track of your pensions and investments - I find them super satisfying and interesting to do too!

Whether you are wanting to invest long-term for your retirement, a future income stream, or perhaps support your children as they move into adulthood, we look at the bigger picture to find the right solution for each individual client’s needs.

I love helping clients make the most of their money and annual reviews are a great way of ensuring we're monitoring the progress of your investments, discussing your financial goals and making any adjustments needed as your circumstances change over time.

I joined the support team at 2mtrust in August 2020 and qualified as a licensed Financial Adviser in March 2022. I live in Gosforth, Newcastle upon Tyne with my son Kallum, 2 slightly hyperactive cats called Charlie and Nyssa, as well as Shadow the mischievous Cavapoo – who you may have spotted in some of the 2mtrust social photos. We do love a good walk on the beach!

Outside of work, I am a Families Worker at Mothers' Union supporting families within the local community and a trustee of Northumbria Deaf Church, which works to provide services that are accessible to all.

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The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen

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Approved by The Openwork Partnership on 13/06/2023