Rebecca Jones may be one of the newest members of the 2mtrust team but she fits right in! She’s hard working, efficient, practical – and is “all-in” when she commits to something.

Rebecca joined the 2mtrust team in 2022 and hit the ground running - supporting advisers with their Paraplanning needs. With great customers service and an eye for detail, she is continuously developing her skills and we’re excited to see her grow in her career!

But that’s enough shop-talk for now…

Read on to find out more about Rebecca when she’s not in work-mode -

1. What did you do for a job before coming to work with 2mtrust?

I graduated from Newcastle University in 2021 with a degree in Modern Languages: French and Spanish. I then worked as a Teaching Assistant in a primary school for just over a year - before coming to work at 2mtrust…

So very varied, I guess!

2. What do you like to do outside of work?

I started running in lockdown as a way to get out and exercise, and that has turned into a real love of mine! It’s a great way to get outside, clear my mind and destress and last year I completed the Great North Run for the first time… I think I’d say I enjoyed it!

I love a walk out in Northumberland and exploring the sights and beaches – it’s nearly as good as a walk up the North Coast of Northern Ireland

2mtrust Paraplanner - Rebecca Jones

3. What has been your favourite holiday so far?

Ooo, I love exploring and seeing new places but I think I’d have to say my favourite was going to New York! That was a lot of fun to see places I’ve seen all over the internet in real life and explore the city

4. Do you speak any other languages?

Yes! I studied French and Spanish at University and part of this was to live in France and Spain for a time. I spent 4 months in France and so I am pretty fluent in French but due to COVID my time in Spain was cut short - I only spent 7 weeks there - but I can get by with my Spanish!

I also started learning Italian at University and I’m trying to learn a bit of Portuguese!

5. What is your favourite meal of the day?

I think I’d have to say breakfast – with a good coffee.

I have porridge almost every day and there are so many different flavour combinations to try, its endless - my favourite is some berries with a bit of Nutella.

I do also love having brunch with friends at the weekends!

6. What is your favourite film, tv show or book and why?

If you ask any of my friends, they would say I’m terrible with films, I much prefer books!

As a child growing up, I loved the Harry Potter books - I only actually watched the films for the first time a few years ago!

I’d have to say my favourite book would either be I am Pilgrim or Where the Crawdads Sing. Very different genres but both had me hooked right until the end!

7. What is your favourite season and why?

I love summer, the long nights and beach trips with friends – maybe even a sea swim

I also do love autumn - nothing better than a beach walk on a crisp, sunny autumn day

8. Do you have a life/family motto?

Not especially, but I do believe that everything happens for a reason

9. What advice would you give your teenage self?

Take advantage of every opportunity you’re given and throw yourself into things

Don’t be afraid to try something - if it doesn’t work out, there will always be another door that opens

10. What is (or what would be) your karaoke song?

My Dad does a great “Islands in the Stream” karaoke but I couldn’t possibly confirm or deny if I’ve ever joined him in doing that… Some sort of Kenny Rogers and Dolly Parton impression

So, did you learn something new about Rebecca Jones?

Rebecca currently works directly with one of the Chartered Financial Planners within the Practice supporting clients on their financial journey. She’s a rising star and we’re glad to have her on the team!

“­­­­­­­­­­­­­­­­­­­Rebecca brings her friendly manner and a commitment to client service along with a positive "can do" attitude to problem solving” – Mark Townson, Practice Principal

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Approved by The Openwork Partnership on 28/03/2024

2mtrust has an Adviser who is passionate about football, politics, Lego and pizza in equal measures.

Nath Mallery has been part of the 2mtrust team since 2018 and became a licensed Financial Adviser in 2021. He’s helped many of our clients with their financial planning including mortgage applications and finding appropriate insurance solutions for them - and their families.

But you’re not here to read about mortgages and protection are you?

Whether you know Nath well or not, we’ve asked him some questions about life when he’s not in work-mode. Read on to find out more…

1. What did you do for a job before coming to work with 2mtrust?

I was a careers adviser briefly and before that I worked behind a bar in a local bowling alley.

2. What do you like to do outside of work?

I enjoy collecting (and building) Lego – maybe to far-too-great an extent!

I also play footy every week as the self-appointed captain of our five-a-side team.

3. Do you speak any other languages?

I speak scouse if that counts?! I’m trying to learn French again with the benefit of duolingo as I’m not sure how much help learning où est la bibliothèque at GCSE is likely to be in a real conversation…

2mtrust Financial Adviser - Nath Mallery

4. Do you have a favourite food?

Chicago Town Pizza, croquettes and beans has a favourite since I was a child
(I’m not sure what that says about the food I was brought up on… sorry Mum & Dad!)

5. Do you have any pets?

I’ve got a Pomeranian/husky cross called Lexi who my fiancée rescued – she’s got the personality of a husky but the size of a Pomeranian! I don’t think the other dogs on the estate fear her as much as she thinks they do!

6. What is your favourite film, tv show or book and why?

The Fast & The Furious – I watched it first when I was younger and it’s always been entertaining. I’ve watched it enough now that I could probably quote the entire script…

7. What is your favourite season and why?

The summer because the weather is nicer - so the beer gardens are open - and it includes the most important day of the year (my birthday!)

Although I’m getting married in July this year so maybe that’s a better reason to enjoy the summer..!

8. Do you have a life/family motto?

I live my life a quarter mile at a time

9. What advice would you give your teenage self?

Ignore Mum & Dad – you could still make it as a professional Call of Duty player

10. What is (or what would be) your karaoke song?

I’ve got two! Either “Teenage Dirtbag” by Wheatus (I think it’s fair to say I nail the high-pitched part every time) or “Unwritten” by Natasha Bedingfield - which comes with it’s own actions too!

So, did you learn something new about Nath Mallery?

Not only is Nath an excellent Financial Adviser but we know we can rely on him to bring the entertainment – especially when he starts wearing Christmas socks all year round..!

“Nath is living proof that financial advice is fun - all Nath’s clients have a smile on their face – because they receive good financial advice - with an amusing story along the way” – Mark Townson, Practice Principal

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

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Approved by The Openwork Partnership on 28/03/2024

One wet and windy evening, Alex and Megan decided to take advantage of their newborn, Ellie, falling asleep in her moses basket by getting an early night. Picking up the basket from its regular spot in front of the fireplace, they crept upstairs. No sooner had they settled in bed when they heard a massive crash from the living room. They ran back downstairs to find a pile of rubble in the exact spot Ellie had been sleeping just minutes earlier.

Aware the incident could have been much worse, the couple were still left with an enormous mess to sort out. High winds had caused the inside of the chimney to collapse. However, Alex and Megan’s home insurance provider refused to pay for the structural damage because, according to their terms and conditions, the wind hadn’t been strong enough to constitute a storm. They also refused to replace the living room carpet because the couple’s contents insurance didn’t include accidental damage cover.

So, what can you do to make sure your home insurance provides you with the protection you’d expect when the unexpected happens?

Let’s start at the beginning - what exactly is home insurance?

Home insurance financially protects your home against damage or theft but is typically split into two parts – buildings and contents.

Buildings insurance – this covers the building itself, including walls, floors, doors, windows and the roof. It also covers permanent fixtures such as baths, toilets, fitted kitchens and even wallpaper.

Contents insurance – This typically covers anything that can be taken with you if you move e.g. kitchen appliances, furniture and valuables.

The Openwork Partnership - SmartHub Blog - Home Insurance Explained 2023

Not all home insurance is equal

As Alex and Megan discovered to their cost, not all home insurance is equal. Although tempting to simply go with the cheapest option, it’s always best to check the details of any policy you’re considering seeing exactly what’s included. For example, some buildings insurance covers garages, greenhouses and garden sheds but some policies don’t.

It's also a good idea to check for exclusions. You may find some insurers won’t pay out for anything considered to be the result of general wear and tear or damage that happens over time, such as damp or rot.

Meanwhile, contents insurance generally has a single-item limit, meaning high-value possessions may need to be named separately. You may also have to pay extra to cover belongings when they are taken outside your home.

Add Ons

There are also certain add ons that are worth thinking about to provide a way to get cover without paying for a more expensive policy with features you may not need. These include:

Do you really need home insurance?

Homeowners – although buildings insurance isn’t a legal requirement, most mortgage lenders insist on it. No one is going to force you to buy contents insurance but it can provide valuable peace of mind and combining it with your buildings insurance may save you money.

Renters – you don’t need to worry about buildings insurance – this is your landlord’s responsibility. However, contents insurance may be a sensible idea.

Speak to a professional

Your home is probably your most valuable possession, and you’ll want to make sure it’s protected. Whether you want a combined building and contents insurance policy or separate ones, we’re here to help.

Approved by The Openwork Partnership on 16/03/2023.

Key takeaways:

What’s covered by home insurance varies from policy to policy, so you should check what’s included before making a purchase.
Check the terms and conditions for any exclusions to make sure you’re getting the cover you need.
Read reviews before choosing an insurance provider – good customer service can be just as important as cost.

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2mtrust is part of The Openwork Partnership. This blog was written exclusively for Partner Firms of The Openwork Partnership - sourced via Smart Hub